Metro Denver Bridge Loans

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A bridge loan typically is a quickly arranged short term loan that provides funds while the borrowers are arranging for longer-term financing or sale.
  • No application fee and no lender up front fees (we/lender only receives fees if loan is originated)
  • No Prepayment Penalties (Pay interest for only the time used)

Standard Bridge Loan Programs

Interest Rate Loan To Value*
10% (360 day basis. Only pay for the days used.) -Commercial (excluding Office): up to 65%
-Industrial: up to 60%
more details…
9% (360 day basis. Only pay for the days used.) -Investment residential: up to 70%
-Commercial (excluding Office): up to 55%
-Industrial: up to 50%
-Office: up to 45%
more details…
8% (360 day basis. Only pay for the days used.) -Investment residential: up to 50%
-Commercial (excluding Office) and Industrial: up to 45%
-Office: up to 35%
more details…
6% (360 day basis. Only pay for the days used.) -Investment residential: up to 30%
-Commercial and Industrial: up to 25%
more details…
*Loan to value percentages are relative to the estimated current market value, or if purchasing the lower of the net purchase price or estimated current market value. Purchase price refers to the net purchase price as determined by the contract price for the property less any concessions, payments or fees paid by the seller. If there will be a junior lien from another lender (e.g., subordinated seller finance loan/lien), the Good Funds Lending, LLC loan will be evaluated as if the LTV was 15% higher (likely increasing the interest rate) because of the potential complications (the Good Funds Lending, LLC loan must be a first position lien ahead of any other loans). If a junior lien is added without prior written approval from Good Funds Lending, LLC, it may constitute a default on the loan.
Lender Fees for Standard Bridge Loan Programs:
There is a $1,000 Documentation Fees To Good Funds Lending, LLC (only charged if the loan is originated)

Origination Fees with Standard Loan Programs:
2.00% for 6-month loans
2.25% for 9-month loans
2.50% for 12-month loans
3.00% for 18-month loans
Borrowers are responsible for all paying all title and 3rd party closing costs (e.g. taxes, recording fees, HOA transfer fees, etc.)

Only need a short loan? 30-day loan program with no prepayment and 1% origination fee (click for more info).

Need a 2 or 3-year loan? Custom bridge loans available (click for more info).

Wikipedia description of a bridge loans

The borrower will need additional funds during the loan to pay for items including without limitation taxes, utilities, insurance, property maintenance and cleaning expenses, staging expenses, cost overruns, other expected or unexpected expenses, and all repair/rehab costs. In the event of default, there may be additional fees for administrative, collection, legal, insurance, lien payoff, or other expenses. More detail provided in loan documents.

This website contains general loan guidelines. This website does not provide loan offers. Loan documents contain a complete set of terms and conditions for a loan. Terms may vary by properties and borrowers. See the Terms of Use and F.A.Q. for important information. Good Funds Lending, LLC provide hard money loans for investment properties in the Denver, Boulder and Colorado Springs areas.

Additional Notes

Estimated values, estimated costs or other judgments related to similarity referred to above are based on our (Lender's) estimates and opinions. We typically estimate market value of properties based on what we believe will be a price likely to produce a sale within 90 days.
We are a private lender seeking:
  • To provide loans beneficial to the community, the borrowers, and Good Funds Lending, LLC
  • Long-term relationships with ethical people
  • Borrowers strategically using hard money, often because banks are too slow or unreasonable for the opportunity.
We are a hard money lender that that is easy to work with and talk to. Please contact us about your Colorado hard money questions.

Hard money is not always the best solution. You should consider other options before using hard money.

Our Colorado hard money lending is aimed at helping smart and ethical borrowers.

See our Frequently Asked Questions Page.

Colorado hard money loans for single family, multi-unit residential (2-40 units), operating/occupied commercial , and operating/occupied industrial properties. We offer transparent lower fees and rates. Treating people well is important to us.

Colorado is a wonderful place to live and do business. We are happy to be a part of the Denver metro business community.
We provide short term hard money loans (aka Colorado bridge loans) secured by investment and commercial properties only. Borrowers nor their family may not reside in the property (or use the property for personal, family, or household use).